Das ist der Job
Responsibilities Responsible for ensuring the portfolio achieves soundness, probability, and growth objectives.
Darum lohnt es sich
Mentor SBA Servicing Portfolio Specialists and other Servicing team members. Provides portfolio management, credit, underwriting, and sales support for the SBA function. Identifies, quantifies and mitigates underwriting risks inherent in an SBA lending function.
Responsible for analysis of new SBA credit opportunities, underwrite and collect client financial information. Review loan documents, spread, analyze, and interpret businesses and financial statements. Identify strengths and weaknesses of individual requests and make recommendations to address and mitigate perceived risks.
Prepare and present credit analysis packages through the credit approval chain with limited supervision. Serve as secondary contact on client relationships for loans within the UCB branch footprint. Evaluate and decide loan renewal requests for SBA Express Lines of Credit. Actively manage past dues to minimize late payments.
Review portfolio loans approaching maturity and work with clients and/or bankers to obtain data for informed renewal decisions. Manage the loan portfolio for red flags and early warning signals of potential problem loans. Work directly with clients and/or UCB bankers or Special Assets Officers to devise an action plan i
